Frequently Asked Questions

What do I do if I have questions about my loan?

Contact us either by phone at (770) 847-9229, mail to 6972 Buford Hwy. NE Doraville, GA 30340 or go to the Contact Us tab for more info.

What is a co-signer?

A co-signer is a person that agrees to join the primary borrower in being responsible for the payment and loan obligation. All co-signers are fully responsible for payment just as the borrower is. You may benefit from using a co-signer if that co-signer strengthens the credit worthiness or ability to pay.

How do I get the Title to my vehicle?

Once you have paid your auto loan off in full we will send you your title to the address on file or you are welcome to arrange a better delivery method, just call or email us with your request.

What is my payoff?

Contact us to see exactly what your payoff is on your auto loan, your most recent transaction balance is not your payoff, it may be very close but is not exactly your payoff.

Does my loan have Gap Insurance?

Can I Make payments online?

Yes, you can make payments anytime online. We accept Credit and Debit Card payments 24/7

How do I make my payments?

You may mail payments to us, or you may choose one of the payment options listed below. Payments can be made by contacting our Customer Service Department at (770) 847-9229. Payments may also be made through our website at www.CenturyAcceptance.com.

Can I make a payment from the comfort of my home or office?

Absolutely, you can access us online at www.CenturyAcceptance.com and tender your payment 24/7 with a Credit or Debit Card.

What change is taking place?

All terms & conditions will remain the same. The only changes taking place is where you’ll make your payments. Payments will be made to: CENTURY CREDIT ACCEPTANCE, INC. 6972 Buford Hwy. Doraville, GA 30340.

Is there a grace period?

If mailing a payment, please mail your payment 5-7 business days prior to your due date to ensure timely receipt.

What are the benefits of being transfered to CCA?

We offer personalized customer service that is second to none!

When will I receive something in writing from Century Credit Acceptance?

You should receive a welcome letter from CCA within the next 5 business days. Upon receipt, please contact our Customer Service Department at (770) 847-9229 to confirm receipt and verify your information. Additionally, you will begin receiving emails from CCA with your account status update.

Do I have another location to make payments?

No, our only location is in the metro Atlanta Area.

Who should I contact for additional information?

Please contact our customer service at (770) 847-9229.

Can I get financed trhought a dealer partner with Century Credit Accepatance?

We have dealer-partners around metro Atlanta who are enrolled in the Century Credit Acceptance program. We approve all customers submitted by our dealer-partners; however the decision to deliver a vehicle is the dealer-partners.

What are my payments options?

We offer several payment options you may be able to take advantage of when making your payment, including our most common payment methods: * Money Order (mail in payment options) * Automatic Payments (reoccurring debit from your bank account and one-time debit from your bank account) * Official Check (mail in payment options) * Bank certified funds checks (mail in payment options) To view the available options, please visit the Make a Payment section of the website.

Can I change my payment Date?

Can I change my payment date? Unfortunately payment dates cannot be changed as they are based on the original contract that was signed. Although dates cannot be changed, we are always willing to work with our customers to provide them with the best alternatives for their personal situation. If you have run into difficulty or simply need assistance because you cannot honor your original payment agreement, please call us at (770) 847-9229. We will do our best to provide you with alternatives for your personal situation.

Can I refinance my Account?

Yes, you can. Just speak with your account represantative for requirements and more information.

Can I refinance my vehicle?

Can I refinance my vehicle? Unfortunately, Century Credit Acceptance does not offer the opportunity to refinance your vehicle through our company. If your payment history has remained in good standing, you may have the opportunity to refinance through another financial institution, such as a bank.

How do I locate a Century Credit Acceptance Dealer-Partner?

Please send an e-mail to Help@CenturyAcceptance.com with the following information: 1. City and State or zip code 2. How you would like to receive the list: Fax: Provide Fax number Email: Provide consumer email address US Mail: Consumer name, address (apt #), city, state and zip code Provide your phone # if you would like us to have a dealer partner to contact you, otherwise we will respond back with a list of dealer-partners in the area requested. We will only use your information for purposes of responding to your request, after which we will dispose of it.

Who is Century Credit Acceptance?

Century Credit Acceptance is the finance company that has purchased your loan/lease from your automobile dealer or lender. Your account was selected due to your outstanding performance and our belief that you would benefit from the expanded services and easy payment options provided by CCA. Once your account is with CCA, you will have the ability to make payments online, over the phone, or in person at our location. We are committed to establishing the most convenient loan payment solutions in the industry. That is why staying in touch is our top priority. If you have any questions about your account, please do not hesitate to call us: (770) 847-9229.